Baby on the way? Insure them with confidence
Registration is mandatory before 3 months. We handle the checklist with you — for free.
- 1
Before birth
· Last 2-3 months of pregnancy-
Subscribe supplementals
Before birth — no health questionnaire required for the baby.
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Review household & family liability
An extra person in the household changes your contracts.
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Update beneficiaries
3rd pillar, life insurance: add your child.
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- 2
At birth
· Day one and first days-
Request the AVS number
From your canton's compensation fund.
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Notify your employer
Triggers family allowances (200 CHF / month minimum).
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- 3
0–3 months
· Hard legal deadline Important-
Register baby with a LAMal insurer
Mandatory before age 3 months. Retroactive coverage from birth.
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Activate supplementals
So they run from day one.
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- 4
First year
· You can breathe — a few optimisations-
Check subsidy eligibility
Based on income, premiums partly covered by your canton.
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Plan parental leave
Maternity (14 weeks), paternity (2 weeks) — coordinate with employer.
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Family protection review
We meet again: new household = new needs.
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Get the complete to-do list
All 7 steps, sorted by deadline, with the pitfalls to avoid. PDF emailed to you, no sign-up.
Ready to take stock?
A 30-minute review, zero commitment. You leave with a written report and a clear plan.