tigura
Baby insurance

Baby on the way? Insure them with confidence

Registration is mandatory before 3 months. We handle the checklist with you — for free.

Legal deadline · 3 months after birth
  1. 1

    Before birth

    · Last 2-3 months of pregnancy
    • Subscribe supplementals

      Before birth — no health questionnaire required for the baby.

    • Review household & family liability

      An extra person in the household changes your contracts.

    • Update beneficiaries

      3rd pillar, life insurance: add your child.

  2. 2

    At birth

    · Day one and first days
    • Request the AVS number

      From your canton's compensation fund.

    • Notify your employer

      Triggers family allowances (200 CHF / month minimum).

  3. 3

    0–3 months

    · Hard legal deadline Important
    • Register baby with a LAMal insurer

      Mandatory before age 3 months. Retroactive coverage from birth.

    • Activate supplementals

      So they run from day one.

  4. 4

    First year

    · You can breathe — a few optimisations
    • Check subsidy eligibility

      Based on income, premiums partly covered by your canton.

    • Plan parental leave

      Maternity (14 weeks), paternity (2 weeks) — coordinate with employer.

    • Family protection review

      We meet again: new household = new needs.

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