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Halal pillar 3a

A third pillar aligned with your values

Prepare your retirement and reduce your taxes with 100% Sharia-compliant 3a savings — free of interest (riba) and non-compliant sectors.

Free simulator

How much tax could you save?

30 seconds, no obligation. Indicative estimate for French-speaking Switzerland.

7 258 CHF

Estimated tax saving
1 850 CHF / yr
Estimated capital at 65 · compliant fund, interest-free
318 000 CHF
Of which saved by you
124 000 CHF

Indicative estimates (average marginal rate per canton; growth of a Sharia-compliant pension fund estimated at 3.5%/yr, not guaranteed). Your exact figure depends on your situation — a Tigura advisor calculates it for free.

Get my exact calculation — free

Retirement savings that respect your principles

All the benefits of the Swiss pillar 3a, within Islamic finance principles.

1

No interest (riba)

No interest-based products. Your savings grow through real-economy investments that comply with Islamic ethics.

2

Sharia-screened investments

Non-compliant sectors excluded: alcohol, tobacco, gambling, weapons, conventional finance. Only compliant funds and equities.

3

Same tax advantage

It's a genuine 3a: deductible from your taxes up to CHF 7'258 (employees, 2026), just like a standard third pillar.

Find your Halal pillar 3a

A few questions, and a Tigura advisor offers you the best compliant solutions — free and with no obligation.

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Pillar 3a comparator

Prepare your retirement and save on taxes

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How it works

01

Free review

We analyse your situation and goals, with no obligation.

02

Compliant solutions

We select Sharia-compliant 3a options for you (interest-free funds, ethical screening).

03

Setup & follow-up

We set it up and support you over time, with regular reviews.

They trust us

“Finally a pillar 3a aligned with my values, free of interest.”
Employee, Geneva
“Screened investments and the same tax advantage: nothing to sacrifice.”
Self-employed, Vaud
“They clearly explained the Sharia compliance. Complete trust.”
Family, Zurich

Representative of typical client situations. Illustrative, non-nominative profiles and wording.

Frequently asked questions

Clear answers to the questions we hear most often.

Does a Halal pillar 3a give the same tax advantage?
Yes. It's a genuine 3a, deductible from your taxes just like a standard third pillar.
How are the investments made compliant?
Through screening that excludes non-compliant sectors (alcohol, gambling, conventional finance…) and interest-based products.
Can I withdraw my capital?
Yes, under the same conditions as a standard 3a: retirement, buying your main home, leaving Switzerland for good, or becoming self-employed.
Is the advice free?
Yes, free and with no obligation.

Ready to take stock?

A 30-minute review, zero commitment. You leave with a written report and a clear plan.

Request a free review