01
Switch every autumn?
You have until 30 November to terminate your basic health insurer. LAMal coverage is identical everywhere — only the price changes. We compare on your behalf, free of charge.
Health insurance
Health insurance: pay the fair price
Every autumn, you can switch insurers. We tell you if it's worth it — and by how much.
02
The right deductible
300, 500, 1,000, 1,500, 2,500 CHF: the right level depends on your actual medical consumption. We compute the break-even point from your 2024-2025 data.
03
Alternative models
Family doctor, HMO, Telmed: up to 20% saving for the same care basket. We explain what you actually accept in exchange.
Ready to take stock?
A 30-minute review, zero commitment. You leave with a written report and a clear plan.