01
Switch every autumn?
You have until 30 November to terminate your basic health insurer. LAMal coverage is identical everywhere — only the price changes. We compare on your behalf, free of charge.
Health insurance
Health insurance: pay the fair price
Every autumn, you can switch insurers. We tell you if it's worth it — and by how much.
Request your health insurance review
Leave your details: a Tigura advisor compares for you and calls you back within 24 business hours, free and with no obligation.
02
The right deductible
300, 500, 1,000, 1,500, 2,500 CHF: the right level depends on your actual medical consumption. We compute the break-even point from your 2024-2025 data.
03
Alternative models
Family doctor, HMO, Telmed: up to 20% saving for the same care basket. We explain what you actually accept in exchange.
They trust us
“My insurer switch was handled end to end, with no paperwork on my side.”
“Same cover, lower premium. And the review was free.”
“We chose the right model and deductible for my budget.”
Representative of typical client situations. Illustrative, non-nominative profiles and wording.
Frequently asked questions
Clear answers to the questions we hear most often.
Can I change health insurer every year?
Yes, for basic insurance (LAMal) you can cancel each autumn, usually by 30 November. Coverage is identical everywhere — only the price changes.
Which deductible should I choose?
It depends on your actual medical use. Deductibles range from CHF 300 to 2,500: the higher it is, the lower your premium. We calculate the break-even point with you.
What is an alternative model?
Family doctor, HMO or telemedicine: you accept a first point of contact in exchange for a reduced premium (often up to 20%).
Is the basic coverage really the same everywhere?
Yes, LAMal benefits are set by law and identical at every insurer. Comparing never reduces your coverage.
Does switching cost anything?
No. Switching is free and we handle the cancellation and enrolment for you.
Ready to take stock?
A 30-minute review, zero commitment. You leave with a written report and a clear plan.